Life Assurance and Protection


Life Assurance and Protection (Regulated by the FCA)

Unfortunately, you’re likely to be one of a very few visitors to this page, and we therefore admire your realistic outlook on what life can throw at us.

Perhaps it’s not surprising that we don’t like to think about dying or becoming seriously ill, or disabled, and not being able to provide for our family. It’s perhaps easier to not think about it at all, or to convince ourselves that it will never happen to me. But it can and most people probably know somebody, or a family, that it has happened to.

A significant although sad aspect of having been a Financial Adviser for so many years is having helped clients and families deal with claims on policies arranged many years ago following a death or where clients have suffered a serious illness or disability.

We offer advice on:

Personal & Family Protection

Life Assurance
Mortgage Protection
Income Replacement
Critical Illness Cover
Family Protection
Buildings & Contents Insurance

Business Protection

Keyperson Insurance
Shareholder Protection Insurance
Group Medical Insurance

Businesses are no different. What would happen if your business lost its best salesperson, or if one of the firm’s partners died? What will happen to your income? Who inherits your partner's share and control of the business? If you're a sole trader, what would happen if you fell ill or had an accident and couldn’t work?

• How to contact us

If you would like to speak to us about personal or business protection, or to arrange an appointment, please call us on 01225 319 787 or email us your contact details with a preferred contact time by clicking here.

We look forward to hearing from you.

Michael W Hoare t/a Hallmark Mortgages & Equity Release is an Appointed Representative of Sanlam Partnerships Limited which is authorised and regulated by the Financial Conduct Authority
FCA Registration No. 439054.
The information contained in this website is subject to UK regulatory regime and is therefore restricted to consumers
based in the UK